Pro Subscription Terms
What Pro is
Paper Trading Lab Pro is an optional subscription. It adds the Crypto Lab (three paper-money crypto bots) and more Floor Coach time: more voice minutes and chat messages each day. Everyone, free or Pro, gets the same stock bots, plans, lessons (including Crypto Academy) and paper account.
Pro is education only. It does not include investment advice, trade signals meant for real money, better picks, or any connection to a brokerage or exchange account. Paid and free members see exactly the same stock-bot decisions.
What the fee is for
The Pro fee exists only to cover the running costs of Paper Trading Lab: AI inference (the OpenAI and TypeSafe Jev models behind the coach, voice and bots), hosting, and payment processing. It is not meant to make a profit for the owner.
You are not paying for market data. Prices and news headlines come from free public sources (such as Yahoo Finance and public news feeds), may be delayed, and are the same for every member, free or Pro.
The Pro page shows this month's actual measured costs. If subscriptions ever bring in more than these costs, the owner intends to lower the price or raise everyone's allowances rather than keep the difference.
Free trial
New members can try Pro free for 7 days. There is one free trial per person, and a card that has already been used for a trial or a subscription by another member can't start another trial. You enter a payment card when you start the trial, but you are not charged during it. To apply the one-trial rule we keep a Stripe card fingerprint (an anonymous code for the card, not the card number) with your account. If a trial is ended because its card was already used, you are not charged, and you can still subscribe and pay from the first day.
We email you 3 days before the trial ends. If you don't cancel before it ends, your card is charged $9.99 (plus any tax) on the day it ends, and Pro then renews monthly as described below. If you cancel during the trial, you pay nothing and Pro ends when the trial does.
Price and automatic renewal
Pro costs $9.99 (US dollars) per month, plus any applicable tax. It automatically renews each month and your payment method is charged $9.99 at the start of each monthly period until you cancel.
Payments are processed by Stripe. We never see or store your full card number.
If a payment fails
If a monthly payment doesn't go through, Pro stays on while Stripe retries your card, for up to 30 days from the first failed payment. Please update your card from the Pro page. If it still hasn't been paid after 30 days, your subscription is cancelled and your account returns to the free plan. You can subscribe again later, but the free trial is offered only once, so Pro then starts with a paid month.
Cancel anytime, online
You can cancel at any time from the Pro page ("Manage billing"), which opens Stripe's secure billing portal. Cancellation takes effect at the end of the current paid month; you keep Pro until then and won't be charged again.
We don't give partial refunds for unused time in a month, except where the law requires it. If you think you were charged by mistake, contact the owner and we'll make it right.
Changes and fair use
We'll tell you by email at least 30 days before any price change takes effect, and you can cancel before then.
Pro allowances (like daily voice minutes) are shown on the Pro page and may be adjusted to keep the service running; we'll never reduce them in the middle of a paid month without offering a prorated refund.
Pro is provided by Bycha Buxton (Aerial Imagery LLC), California, under the Terms of Use, which continue to apply.